Property Calculator

What can I buy?

Tell us what you have and what you earn. We'll show you the maximum property price you can afford and the off-plan projects that match.

Purchase type

Mortgage

Cash

Buying as

Individual

Company

Initial investment

€

Monthly net income

€

Loan term (years) — optional

Company loans are capped at 15 years. Personal loans are capped at 30 years.

My initial investment must also cover closing costs (IMT, stamp duty, notary). Only match projects where rental yield likely beats my mortgage rate.

01 What you'll get

A clear answer, not just a number

Maximum property price

The ceiling your savings and income actually support — under Portuguese banking rules.
Full cost breakdown

Down payment, monthly payment, IMT, stamp duty — every line itemised, none rounded for marketing.
Matching off-plan projects

Real listings within your budget — ranked the same way for everyone, no commission steering.

02 How we calculate

Pulled from Banco de Portugal — the same source banks reference. Refreshed weekly, never stale.

IMT and stamp duty applied per the current Portuguese brackets — no rounding, no estimates.

Loan-to-value, debt-to-income and term caps that mirror what Portuguese banks actually approve.

No account, no email, no profile. We never store the figures you entered.

Independent · Buyer-side · Updated daily